Business & General
Run the Numbers on Your Business
Twenty calculators for small business owners and operators. Profitability, pricing, tax structure, valuation, retirement, and the working-capital math that decides whether a business is actually a business or just an expensive job.
20
Calculators
5
Categories
100%
Free
Profitability & Pricing
4 calcs
Break-Even Analysis
Find the exact revenue you need to cover costs. Pinpoint your profit threshold.
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Profit Margin
Calculate gross, operating, and net margins. See where money actually leaks.
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Customer Lifetime Value
Project CLV and the max you can spend to acquire a customer profitably.
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Pricing Strategy
Compare cost-plus, value-based, and competitor-anchored pricing side by side.
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Business Structure & Tax
5 calcs
LLC vs S-Corp Tax
Compare self-employment tax savings of an S-Corp election against LLC simplicity.
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Founder Salary Optimizer
Set the reasonable W-2 salary that maximizes S-Corp tax savings without IRS risk.
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Business Deduction Tracker
Total your deductions across eight categories and see real tax savings per dollar.
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Quarterly Estimated Tax
Calculate what to send the IRS each quarter. Avoid underpayment penalties.
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Solo 401k vs SEP IRA
Compare contribution limits across the two main retirement plans for owners.
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Valuation & Growth
4 calcs
Business Valuation
Value your business three ways: revenue multiple, EBITDA multiple, and DCF.
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Revenue Growth Rate
Calculate MoM, YoY, and annualized growth. Project revenue five years out.
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SaaS / Subscription MRR
Model MRR growth and churn impact for any subscription-based business.
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Franchise vs Independent
Model the 10-year financial difference between franchising and going it alone.
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Operations & Cash Flow
4 calcs
Cash Flow Projection
Forecast 12 months of cash flow. Find when you run out and how much runway you have.
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Accounts Receivable
Calculate Days Sales Outstanding and the cash locked up in unpaid invoices.
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Inventory Turnover
Measure turnover ratio and days-on-hand. Find the cash stuck on your shelves.
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Business Loan / SBA
Calculate payments, total interest, and debt service coverage for any term loan.
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People & Partnerships
3 calcs
Employee ROI
Calculate the loaded cost of a hire and the revenue they need to be profitable.
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Owner Hourly Rate
Calculate what you actually make per hour as a business owner. The honest number.
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Partnership Equity Split
Allocate equity fairly across capital, time, IP, and risk taken by each founder.
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The Three-Income Operating System
Business income is one of three streams that build real wealth. Get the playbook on combining employment, freelance, and investing income into a Predictable Income system.
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