Every number you need
to build Predictable Income
Know exactly how much you need to retire, what rate to charge clients, and whether that job offer is actually a raise. Plug in your numbers, get answers you can act on today.
Browse by Category
FIRE & Retirement
FIRE number, Coast FIRE, safe withdrawal rates, sequence of returns risk, Monte Carlo simulation, and everything between now and financial independence.
Investing
Compound interest, dollar-cost averaging, investment fee drag, dividend projections, portfolio allocation, tax-loss harvesting, and passive income building.
Freelance Income
Hourly rate setting, pipeline value, client scorecard, retainer pricing, scope creep cost, income smoothing, and the full business-of-freelancing toolkit.
Employment Income
Salary negotiation gap, total comp scoring, benefits valuation, equity vesting, take-home pay, and the true cost of your commute and every career decision.
Debt & Housing
Avalanche vs snowball, mortgage vs rent, refinance break-even, student loans, rental property cash flow, and whether to pay off debt or invest the difference.
Savings & Budgeting
Emergency fund sizing, savings rate, 50/30/20 budget analyzer, sinking funds, spending leak detector, and the long-term cost of lifestyle inflation.
Tax Planning
Marginal vs effective rate, self-employment tax, Roth conversion optimizer, capital gains, QBI deduction, and tax-advantaged account prioritization.
Predictable Income Frameworks Calculators
The tools no one else has. 3-stream income dashboard, predictable income score, employment exit strategy, income resilience test, and the freedom fund calculator.
Business & General
Break-even analysis, profit margins, business valuation, LLC vs S-Corp tax comparison, founder salary optimizer, and customer lifetime value.
Build income you can count on.
Every calculator here is built on the framework from Predictable Income — the playbook for engineering three income streams that work whether you're at your desk or not.