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Employment Income

83(b) Election Tax

Calculate the tax impact of filing an 83(b) election on restricted stock and where it makes sense for you.
Lifetime tax saved with 83(b)
$0
Election versus default treatment
Tax due at filing
$0
Tax without election
$0
Lifetime tax: 83(b) vs default
💡 83(b) insight
Election must be filed within 30 days of grant. If shares never vest, 83(b) tax paid is not refundable.
🏛 Predictable Income

83(b) Election Tax Calculator

The 83(b) Election Tax Calculator helps you decide whether to file the election within the 30-day window after a restricted stock grant. You enter the total shares granted, the fair market value today, your expected FMV at full vest, your marginal income bracket, and your long-term capital gains rate. The calculator returns the tax owed at filing if you elect, the lifetime tax under the default treatment, and the savings if any. Use it the week any restricted equity grant lands. The election is most valuable when the current price is low and you expect significant appreciation, but it carries real downside risk because tax paid on shares that never vest is not refundable, and the deadline is unforgiving.