🛒
Employment Income

ESPP Value

Calculate the discount and after-tax value of your Employee Stock Purchase Plan contributions.
Annual ESPP profit
$0
After tax, if sold immediately
Annual contribution
$0
Effective yield on contribution
0%
Annual ESPP value: contribution, discount, profit
💡 ESPP insight
Assumes immediate sale at offering-period close. Holding for qualifying disposition can change tax treatment.
🏛 Predictable Income

Employee Stock Purchase Plan Value Calculator

The ESPP Value Calculator quantifies what your Employee Stock Purchase Plan is actually worth in your hand. You enter your salary, your contribution percentage, the plan discount, whether the plan has a lookback feature, and your marginal tax bracket. The calculator returns your annual contribution, the after-tax profit if you sell at purchase, and the effective yield on the dollars you put in. Use it before electing your contribution percentage during open enrollment. A 15 percent ESPP with lookback is one of the highest-return benefits available to most W-2 employees, often producing yields of 20 to 30 percent on contributed capital, but only if you participate at the maximum and treat the position as cash rather than long-term holding.