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Employment Income

Layoff Financial Impact

Calculate the full financial impact of a layoff including lost benefits, taxes, and fixed obligations.
Net financial hit
$0
Lost income minus offsets
Lost income during gap
$0
Added health and forfeited equity
$0
Where the loss comes from
💡 Impact insight
Excludes 401(k) match loss, future raise reset, and tax bracket effects. Adjust if those are large for you.
🏛 Predictable Income

Layoff Financial Impact Calculator

The Layoff Financial Impact Calculator gives you a complete dollar accounting of what a job loss actually costs, beyond the obvious paycheck. You enter your base salary, annual bonus you would forfeit, unvested equity left behind, monthly COBRA premium, expected months out of work, and the gross severance you have or expect to receive. The calculator returns the net financial hit, the lost income during the gap, and the added costs from health insurance and forfeited equity. Use it the day a layoff is announced or when you are stress-testing your runway. The number is almost always larger than the salary alone, and seeing the full figure usually changes whether you accept a quick lower-paying offer or hold out for the right role.