Unemployment Benefits

Estimate your weekly and total unemployment benefits, and how they affect your job search runway.

Average weekly wage prior 4 quarters $2,400

State weekly maximum $650

State replacement rate 50%

Weeks of eligibility 26 weeks

Monthly essential expenses $5,500

Weekly benefit

What you actually receive each week

Total benefit available

Share of monthly costs covered

Benefits vs essential expenses by month

💡 Benefits insight

Unemployment Benefits Estimator

The Unemployment Benefits Estimator turns a state benefit formula into a concrete weekly and total figure for your situation. You enter your average weekly wage from the prior four quarters, your state's weekly maximum benefit, your state's replacement rate percentage, your weeks of eligibility, and your monthly essential expenses. The calculator returns your weekly benefit, the total available across the eligibility window, and the share of essential expenses unemployment covers each month. Use it the week you are laid off so you can plan the gap accurately. State benefits cap well below high earners' prior pay, so the practical number is often a small fraction of monthly income, and treating unemployment as the only safety net usually leads to undersized cash reserves.