Retirement Age Optimizer

Find the optimal retirement age given your savings, spending, and returns — and see exactly what each year of work buys you.

Current Age

Current Savings ($)

Annual Savings ($)

Annual Retirement Expenses ($)

Expected Annual Return 7.0%

Safe Withdrawal Rate 4.0%

Compare Retirement Ages

Earliest Fully-Funded Retirement Age

—

calculating…

—

Portfolio at Target

—

Annual Income

—

Years Working

—

Portfolio Growth vs. FIRE Target — Multiple Retirement Ages

Retire At

Portfolio

Annual Income

Gap / Surplus