Retirement Readiness Score

Get a composite score out of 100 based on your savings rate, portfolio size, timeline, and income gap.

Your Numbers

Current Age

Target Retirement Age

Annual Income ($)

Annual Expenses ($)

Current Portfolio ($)

Expected Social Security / yr ($)

Expected Annual Return 7.0%

Your Readiness Score

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Score Breakdown by Factor

💰 Savings Rate

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📊 Portfolio vs Target

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⏱ Timeline to Retirement

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📉 Income Gap Coverage

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Retirement Readiness Score Calculator

The Retirement Readiness Score gives you a single number out of 100 that answers the question most retirement tools dodge: am I actually on track? It looks at four factors, your savings rate, whether your portfolio matches age-based milestones, whether your timeline is realistic, and whether your projected retirement income will actually cover your expenses, then weights them into one composite score with a grade and a targeted insight pointing at your weakest pillar. Instead of just showing you a FIRE number or a savings rate in isolation, it tells you which lever to pull first.