BRRRR Strategy Calculator | Predictable Income

🏗

BRRRR Strategy

Buy, rehab, rent, refinance, repeat. Model each stage of the BRRRR method with cash recovery and new ROI.

Buy

Purchase Price ($)

Closing Costs ($)

Rehab

Rehab Budget ($)

Holding Costs ($)

Rent

Monthly Rent ($)

Monthly OpEx ($)

Refinance

After-Repair Value / ARV ($)

Loan-to-Value 75%

New Interest Rate 7.5%

Refi Closing Costs ($)

Cash Left in the Deal

—

Monthly Cash Flow

—

after new mortgage

New Equity

—

ARV minus new loan

Cash-on-Cash ROI

—

on remaining cash

Cash Recovery

—

of original investment

Cash Invested vs Cash Recovered

Your BRRRR Cycle

Buy the property

—

Rehab to ARV

—

Rent the unit

—

Refinance at ARV

—

Repeat with recovered capital

—

You invested — in total and pulled back — through the refinance, leaving — in the property. The cash flow on that remaining balance returns — annually.

BRRRR Strategy Calculator

The BRRRR strategy, which stands for buy, rehab, rent, refinance, repeat, is the engine that has let many real estate investors scale from one property to ten without needing to raise fresh capital every time. Our BRRRR Strategy Calculator walks through all five stages with inputs for the purchase price, rehab budget, holding costs, after-repair value, loan-to-value at refinance, and new interest rate. The calculator returns your total cash invested, the cash pulled out through the cash-out refinance, the cash left in the deal, new monthly cash flow after the refinance, and your cash-on-cash ROI on any remaining capital. When the refinance lets you recover every dollar you invested, you hit the BRRRR holy grail of infinite return, and the calculator flips green to show it. A waterfall chart visualizes exactly where your capital goes and comes back from at each stage, so you can stress-test a deal before committing.