Tax-Adjusted Return Calculator | Predictable Income

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Tax-Adjusted Return

See what your headline 8 percent return actually becomes after federal, state, and dividend taxes.

Your Returns

Gross Annual Return 8.0%

Dividend Yield 2.0%

Annual Turnover (realized gains) 20%

Your Tax Rates

Federal LTCG 15%

State Tax Rate 5.0%

Dividend Tax Rate 15%

Your After-Tax Return

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Tax Drag

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annual % lost to taxes

30-Yr After-Tax CAGR Value

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of $100K invested

Every 1% of Return — Where It Goes

Kept Federal State Dividend Tax

$100K Growth — Gross vs After-Tax

A headline — gross return becomes — after taxes. Over 30 years on $100K, that tax drag costs you —.

Tax-Adjusted Return Calculator

The 8 percent return you see quoted in every investment article is almost never what lands in your pocket. Our Tax-Adjusted Return Calculator breaks down your gross annual return into dividend yield and capital appreciation, then applies the right tax rate to each component, dividend tax on your yield and federal plus state capital gains tax on the portion of your portfolio that turns over each year. Adjust the sliders for your gross return, dividend yield, portfolio turnover, and your specific tax rates, and the calculator returns your true after-tax return, the annual percentage drag from taxes, and a 30 year projection showing how much a $100,000 investment actually grows to after taxes are paid. A visual drag bar shows where every dollar of your return actually goes. For anyone investing in a taxable brokerage account, this is the number that matters.