All-Weather Portfolio Builder

Plan your path to a $1M+ All-Weather Portfolio. See how long your contributions take to hit the target and the dollar size of every sleeve at the finish line.

Target Portfolio $1,000,000

Starting Amount $50,000

Monthly Contribution $2,000

Expected Annual Return 7%

Time to Target

Years of steady contributions to reach your All-Weather target.

Total Contributed

start plus monthly

Growth Earned

compounded returns

Growth to Target

Each Sleeve at Target

💡 The All-Weather Edge

All-Weather Portfolio Builder

The All-Weather Portfolio Builder helps you plan your path to a $1M or larger portfolio using Ray Dalio's All-Weather allocation, the same five-sleeve strategy featured in Predictable Income. Enter your target portfolio size, starting amount, monthly contribution, and expected return, and the builder shows how many years of steady investing it takes to get there, how much comes from your contributions versus compounded growth, and the exact dollar size of every sleeve at the finish line: 40% long-term Treasuries (TLT), 30% stocks (VTI), 15% intermediate Treasuries (IEF), 7.5% commodities (DBC), and 7.5% gold (GLD). Designed to hold steady across every economic season, the All-Weather mix pairs a bond-heavy ballast with an equity growth engine, rebalanced once a year. Use it to set a clear contribution plan and see precisely what a fully built All-Weather portfolio looks like at your target.