🏢
Investing OS

Buy-the-Business Valuation

An acquisition screener, valuing cash flow against a multiple and discounting for owner dependence.
Owner-Adjusted Valuation
$0
after the dependence discount
Cash-Flow Payback
0
years to earn it back
Owner Dependence
0
risk flag
Sticker vs Owner-Adjusted
💡 Valuation Read
Estimates for planning and education only, not financial or investment advice.
🏛 Predictable Income

Buy-the-Business Valuation Calculator

The Buy-the-Business Valuation calculator is a screener for acquisition entrepreneurship. You enter the annual owner cash flow, a valuation multiple, and how dependent the business is on its current owner, and it returns a sticker value, an owner-adjusted valuation, a cash-flow payback estimate, and a risk flag. Use it when you are evaluating a business to buy and need a fast, honest first number. Discounting for owner dependence keeps you from overpaying for cash flow that walks out the door with the seller, and the payback view tells you how many years of profit it takes to earn the price back.