Investing OS
Money Market Yield
The 4 to 5% cash position that quietly outearns a legacy checking account doing nothing.
Interest Per Year
$0
parked in a money market fund
Per Month
0
on autopilot
Beats Checking By
0
extra per year
Money Market vs Checking
💡 Cash Read
Money Market Yield Calculator
The Money Market Yield Calculator shows what idle cash earns in a money market fund versus a near-zero checking account. You enter your cash balance, the money market yield, and your checking rate, and it returns the annual interest, the monthly figure, and how much more the money market pays. Use it when a large balance is sitting in checking doing nothing. Cash that earns four to five percent in a money market fund outpaces a legacy account, and the difference on a meaningful balance is real money you are leaving on the table by not moving it.