Holiday & Gift Savings

Avoid the December credit-card spiral by ramping a holiday fund through the year.

Holiday budget $1,500

Months until the holidays

Monthly To Save

Per Week

Holiday Budget

Ramping Up The Fund

💡 What This Means

Holiday and Gift Savings Calculator

The Holiday and Gift Savings Calculator keeps December from arriving as a credit card bill in January. You enter your holiday budget and the months until the holidays, and it returns the monthly amount to set aside, a weekly equivalent, and your full budget funded in cash. Use it when you want to enjoy the season without paying for it well into the next year. Starting a few months early turns a single large month of spending into small, comfortable deposits, so the gifts are already paid for by the time you buy them. The ramp chart shows your fund filling up month by month, and the January hangover never shows up.