Pay & Taxes
Take-Home Pay
Turn a gross salary into the real number that lands in your account each year and month.
Annual Take-Home Pay
$0
After taxes, 401(k), and deductions
Monthly Take-Home
$0
Total Withheld
$0
Where Your Salary Goes
💡 Your Real Paycheck
Take-Home Pay Calculator
The Take-Home Pay Calculator converts a gross salary into the amount that actually reaches your bank account. You enter your gross salary, an effective tax rate, your 401(k) contribution percentage, and any other annual deductions, and it returns annual and monthly net pay plus a breakdown of where the rest goes. Use it to sanity-check an offer or to see how bumping your retirement contribution changes the paycheck you live on.