✦ Predictable Income Frameworks
The Book Behind the Brand
Predictable Income Frameworks
Calculators you won't find anywhere else, built directly on the frameworks from Predictable Income by Matt A. Smith and Aaron Ross. Run the three-stream system, size your Asset Blueprint, design your Service Selector, and track every mission along the way.
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Calculators
Free · No Login
System & Framework Anchors
The backbone models from the book. Start here to map where you are, where you're headed, and the full arc of a $10M career.
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Bounty Box
Annualized view of your three income streams, Employment, Freelance, and Investments, with diversification gap analysis.
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Income Mastery Matrix
Locate yourself across the five levels: Intern, Apprentice, Specialist, Strategist, Operator. See what's needed to level up.
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Income Flywheel Score
Rate the three loops, Earn, Learn, Invest, and measure how fast your financial momentum is compounding.
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Wealth Waterfall Planner
Direct cash flow through personal and business accounts. Fill the right buckets, put out the credit card fires.
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$10M Master Plan Tracker
Lifetime earnings breakdown, $4M employment, $4M freelance, $2M ownership, and progress across your career arc.
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$2.5M Portfolio Endpoint
The book's final mission, a $2.5M diversified portfolio. See the time, contributions, and returns required to hit it.
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Income Stack Builder
Layer complementary streams the way Aaron built his stack: consulting, coaching, speaking, royalties, joint ventures.
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Income Order of Operations
Validate that you're building in the right sequence: secure the job, layer in freelancing, then move into investing.
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Predictable Cycles Counter
Your career by the numbers, 13 employment runs, 200 freelance clients, 4 business acquisitions. See where you stand.
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Employment OS
Your job is the anchor. Make every run count, from the referral pipeline to negotiation to the remote premium.
Raise Compounding Calculator
3% vs 5% annual raises across a full career. The compounding gap might surprise you.
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Lifeline List Builder
Build the warm-contact roster that drives your job search. Size the list against the outreach your next offer requires.
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Interview Funnel Calculator
The 5-month playbook math: applications, informationals, and interviews needed to land one accepted offer.
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Severance Negotiation Calculator
Benchmark against median tech severance and see how one email can 6x your exit package.
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Remote Job Premium Calculator
The $500K arrival math on a remote-friendly role: flexibility, time saved, and side-income capacity.
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Freelance OS
Your 200-client consulting career, designed deliberately. Services Selector, Two-Offer Strategy, and the full acquisition funnel.
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Service Selector
Design your offer ladder across four quadrants: Starter, Builder, Leveraged, and Partnership services.
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Two-Offer Strategy Builder
The simplest freelance business, one Project ($3K to $15K) and one Partnership ($5K to $20K/mo).
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BANT Prospect Qualifier
Score prospects on Budget, Authority, Need, and Timeline. Focus only on the prospects that will convert.
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Freelance Metrics Dashboard
Conversations, Qualified Opps, Win Rate, Deal Size, and Lifetime Value, the five numbers that matter.
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Five-Client Engine Projector
$5K × 6 months × 5 clients = $150K per year. Five solid engagements repeated consistently.
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Client Acquisition Funnel
The exact math: 1,000 outreach, 1% response rate, 20% close, 2 new clients. Work the numbers.
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Freelance Career Profit Model
Map a full-career consulting path, total revenue at a healthy profit margin compounded over the arc.
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Full-Time to Freelance Bridge
Measure the client base, revenue, and cash buffer needed to safely leave the W-2 behind.
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Freelance Tax Gradient
Auto-siphon 30 to 35% of every client payment into a money market earning real interest, not zero.
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Investing OS
The Asset Blueprint, the Pure Progress Portfolio, and the capstone ownership play. Turn income into assets into returns.
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All-Weather Portfolio Builder
Plan your path to a $1M+ portfolio using Ray Dalio's five-sleeve All-Weather mix. See the years to target and every sleeve's size.
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Asset Blueprint Allocator
Allocate across ETFs, money markets, individual stocks, HYSA, crypto, and business buying. The book's exact mix.
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Pure Progress Portfolio Tracker
Four quarters of progress, $55K, $250K, $1M, $2.5M. Track the full path to the endpoint.
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SPY Autopilot Calculator
$1,000 per month into SPY for 25 years turns $300,000 in contributions into roughly $1 million.
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ETF Income Portfolio Planner
$2M invested across dividend and bond ETFs produces roughly $100K a year in passive income.
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Money Market Yield Calculator
VMFXX, SPAXX, SWVXX, the 4 to 5% cash position that quietly outperforms a legacy checking account.
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Buy-the-Business Valuation
Acquisition entrepreneurship screener, margins, owner dependence, durability, and cash flow.
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The Book Behind the Calculators
Build income you can count on.
Every tool here is built on the frameworks from Predictable Income, the playbook for three income streams that work whether you're at your desk or not.